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  • Disputing Debts With Creditors. My Rights. StepChange
    A creditor name, or ; Account number ; Do either of these match a debt you have? Is the balance the same? Contact the collection agency if not Contact the creditor if you are sure the debt is not yours Ask them for proof if they insist you do owe the debt What if I have a CCJ on my credit file that is not mine? You may be able to apply to
  • CCJ in my name but ITS NOT mine? - MoneySavingExpert Forum
    It's recorded as settled but there have been no payments from my bank account to the court on the dates registered for amounts The courts cannot provide me with any paperwork which backs up the registration of the CCJ I dispute I fully accept responsibility for the CCJ in my name which has a payment plan and recorded as settled as evidence
  • Identity theft - what you need to do · Debt Camel
    a) write me a letter accepting that the debt is not mine b) agree that you will not sell this debt with my name on it to any third party [if it has already been sold change this to “Inform xxxxxx who the debt has been sold to that this is identify theft and the debt is not mine ] c) remove the debt from my name with all UK credit reference
  • Your rights: being chased for debt or money you don’t owe
    Clear any debt that IS yours as cheaply as possible: compare 0% credit cards Double check the details of the debt It may sound obvious, but it’s a good idea to check the debt is, in fact, not your responsibility Even if you don’t recognise the details of a debt, you could be liable if:
  • Someone Elses Debt at My Address - What You Can Do - MoneyNerd
    Do not pay any part of the debt until it has been verified, as it can be seen as an admission that you owe the debt The action of disputing should be taken timely so that the creditor is very well informed that you’re not the person they are looking for But before you can do so, you must confirm that you really are not responsible for the
  • Resolve chasing a debt that is not mine - MoneySavingExpert Forum
    Hi all, complete newbie here and have already searched the forum for something similar, couldn’t find anything however apologies if there is something similar Anyways, several weeks ago I started to get emails, letters, phone calls to family myself door stop visits by ResolveCall
  • How To Dispute Debts in My Name (That Aren’t Mine) - Aura
    Wrongful debt happens when an abusive debt collection agency misrepresents the nature of a debt to get you to pay a debt that’s unenforceable or doesn’t belong to you It can also happen if a scammer opens accounts in your name or impersonates a collection agency Here’s how you may have wound up with a debt that’s not yours:
  • How to Recognise if a Debt’s Yours - Lowell
    Alternatively, if you feel comfortable doing so, you could reach out directly to your creditors They’ll be able to let you know what information they have that relates to you and help with any concerns or questions you may have about the debt I've been contacted about a debt in my name, but it's not mine





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