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Underinsured Motorist Coverage: Definition, Example, Benefits
What Is Underinsured Motorist Coverage (UIM)? Underinsured motorist coverage is a type of auto insurance It protects you if you're in an accident caused by someone
How Underinsured Motorist Coverage Works - NerdWallet
Underinsured motorist coverage is the type of car insurance coverage that pays if the driver responsible for an accident doesn’t have sufficient insurance to cover your injuries or vehicle
UM UIM: What is uninsured and underinsured motorist coverage
Uninsured underinsured motorist (UM UIM) coverage pays for injuries and property damage if you're involved in an accident with another motorist who is uninsured or doesn't have enough insurance to cover the bills Uninsured motorist coverage is required by law in some states, but in others, it's optional
Underinsured motorist coverage: What is it and who needs it?
Underinsured motorist coverage helps to cover medical bills and other costs for you or your passengers if you’re hit by a driver whose liability insurance isn’t sufficient to cover your bills
Uninsured vs. Underinsured Coverage | Progressive
Uninsured underinsured motorist coverage (UM UIM) generally includes two parts: bodily injury and property damage This coverage can help pay medical bills for you and your passengers after an accident or pay for damage to your vehicle What happens if an uninsured driver hits me?
Uninsured Underinsured Motorist Coverage: What Every Driver . . .
That’s where Uninsured and Underinsured Motorist (UM UIM) coverage steps in These two often-overlooked parts of your auto policy can make the di erence between financial stability and serious setbacks after a car accident, especially if the other driver doesn’t have enough (or any) insurance
What is uninsured underinsured motorist coverage? - State Farm
Underinsured means the driver of the vehicle responsible for the accident has liability coverage but not enough to cover all of your medical expenses if you are injured in the accident Do I need uninsured motorist coverage if I have collision and comprehensive?