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  • Welcome and General Discussion - Mr. Money Mustache
    Welcome and General Discussion Pages: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46
  • What is your savings rate? - Mr. Money Mustache
    Please vote in the above poll: What is your savings rate? (Or alternatively: How MMM are you?) Instructions: Exclude taxes [ETA: More specifically exclude fed income tax, state income tax, medicare, social security and property tax, but not sales tax For those in other countries, please calculate as best comparable] Include employer matches only if including in the denominator as well
  • The long slow decline of the MMM forums
    MMM hit right when lots of people were primed for exactly that kind of message You had the hipster anti-corporate crowd, the folks graduating into the terrible post-2008 job market with student loans and no prospects, people recovering from the mid-2000s housing mess, and a general sense that the “promised system” wasn’t delivering
  • The long slow decline of the MMM forums
    The long slow decline of the MMM forums You have posted nearly 11,000 messages in Off-Topic Over the last decade I have watched you comment on every single US politics thread like it's your full time job You have an opinion on everything You can recite the names of the justices of a Supreme Court (to say nothing of regular politicians) of a country you do not live in Often your brave and
  • Excel treats a date in format (dd-MMM-yy) differently if typed or pasted
    This was discovered when opening a file in CSV format that has a column of dates in the format dd-MMM-yy (e g 20-FEB-24) When opening this file in Excel (Excel 365 desktop) if the 2 year value is <30 the date string is converted to a DATE with year 20XX where XX is the 2 year value of the date string
  • Frequently Asked Questions - Mr. Money Mustache
    Here is MMM 's post and some forum posts to browse through What are the most likely ways to reduce your budget? As mentioned before, if you hit your big ticket items (usually housing transportation food) you will have the greatest impact on your expenses; get a roommate, buy a bike, learn to cook, whatever solution you can come up with
  • The long slow decline of the MMM forums
    The long slow decline of the MMM forums The Millionaire Money Mentors forum has elevated my FI life to an entirely new level First, there’s no trolls, bots, spammers, haters, or scammers There’s no politics either, and the forum has only two people moderating it: the founder and the admin “Moderating” is more of an honorary title than a job description— in the last five years (and
  • Ask a Mustachian - Mr. Money Mustache
    Ask a Mustachian Pages: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50
  • Do you follow MMM investment order? - Mr. Money Mustache
    Do you follow MMM investment order? -Invest the minimum amounts to get company match in 401k and HSA -Invest all other money into VTSAX with the goal of some day drawing off of it to supplement our income -Use money that cash flows from rentals plus some of our Vanguard money to buy a similar rental each year
  • Investment Order - Mr. Money Mustache
    Investment Order I am a former teacher who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and am now settled with three kids If you want to know more about me, this Business Insider profile tells the story of my pre-FI life pretty well and this MarketWatch article video covers my post-FI life





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